Personal finance, kept private · 2026 · Early Access
Garden
Your whole financial life in one calm place — and nobody else's business.
Most money apps make a living by knowing too much about you. Garden makes a living the old way: people pay for it. Your accounts, your numbers, your plans — encrypted, on your device, sold to no one.
Three beds, one garden
Everything your money is doing — and nothing it shouldn't.
See the whole garden.
Net worth, every account, and one honest health score — the first thing you see when you open the app, and the last thing you have to worry about.
Pull the weeds.
Where it goes, what it adds up to, and the quiet subscriptions draining you every month — gathered in one place, so you can actually cancel them. Budgets that track themselves.
Plant it, and untangle it.
Goals with a real date attached — an emergency fund, a trip to Kyoto — beside the debt that's pulling at you, put in order. One number to pay, a year you'll be free, and the interest you'll save getting there.
A presence that already sees your garden.
Ask anything. Grove answers from your real numbers — but it reads them on your device, in private. Nothing about your money leaves to make it work.
What stays yours
- 01
Built so the server holds only ciphertext — your device encrypts before anything leaves.
- 02
No ads, no data sold, no third parties watching the ledger. You pay for it; that's the whole model.
- 03
Works offline first — your garden is yours whether or not there's a signal.
Plainly
The first thing grown here. Not the last.